Covered California

Affordable health insurance for individuals and families ages 26-64. Let's find the right plan and subsidy for your budget.

Get Your Free Quote

Am I eligible for Covered California?

You may qualify if you:

  • ✓ Live in California
  • ✓ Are a U.S. citizen or lawfully present
  • ✓ Are not incarcerated
  • ✓ Have income within certain limits (most people qualify for financial help)

Available health plans

Bronze Plans

  • Lowest monthly premium
  • Higher out-of-pocket costs
  • Good if you're healthy
  • Emergency coverage included

Silver Plans

  • Moderate premiums
  • Best for most people
  • Extra savings if you qualify
  • Balanced cost-sharing

Gold Plans

  • Higher monthly premium
  • Lower out-of-pocket costs
  • Good if you see doctors often
  • Predictable expenses

Platinum Plans

  • Highest monthly premium
  • Lowest out-of-pocket costs
  • Best for ongoing care needs
  • Maximum coverage

Financial help available

Most Californians qualify for financial assistance to lower their monthly premiums and out-of-pocket costs.

Premium Tax Credits

Lower your monthly premium based on your income. Applied automatically when you enroll.

Cost-Sharing Reductions

Lower your deductibles and copays with Silver plans if your income qualifies.

Medi-Cal

Free or low-cost coverage if your income is below certain limits. I can help you apply.

Enrollment periods

Open Enrollment (Nov 1 - Jan 31)

The main enrollment period when anyone can sign up for coverage starting January 1.

Special Enrollment

Qualify year-round if you lost coverage, moved, got married, had a baby, or experienced other life changes.

Let's find the right Covered California plan

I'll check your eligibility, compare plans, and help you maximize your financial assistance.

Schedule Your Free Consultation

or call/text 626-660-9341

Schedule Your Free Consultation

Choose a time that works for you — phone, video, or in-person. No obligation, just clear guidance.